Why You Should Use the Bullet Journal to Track Finances

There are many things you can do to manage your finances better. Here are some ways a bullet journal can be useful when it comes to your finances.

Many would agree that the hardest part of transitioning into adulthood is managing your own finances. This is especially true for anyone who has been used to the guidance and support of their parents when it comes to money matters.

When people start making and spending their own money, it’s easy for things to get overwhelming and get out of hand. They start signing up for subscriptions, paying bills, taking out and paying loans – the ins and outs, and the flow of money becomes unbearable, and then soon they’re playing catch-up.

Fortunately, there are many things you can do to manage your finances better, and having a bullet journal is one of them. The Balance notes that bullet journaling is effective in helping you become organized and productive. Aside from allowing you to express your creativity, it can also be easily made to fit your organizational style. Bullet journals help in making you more productive by allowing you to keep track of your goals, as well as inspired and reminded of your passion and dreams. Here are some ways in which bullet journaling can be useful for you when it comes to your finances:

Keeping Track Of Expenses

When you don’t keep tabs on where your money goes, it usually feels like money magically evaporates into thin air. However, when you do, you get an idea of where every single penny goes and are warier the next time you are spending. Through this practice, you can gain insights about where most of your money goes and decide whether that’s really where you want your hard-earned money to be spent. Forbes states that by keeping track of your expenses, you will be able to balance what you want and need right now and what you want and need in the future. You can also save yourself from the shock at the end of the month when your bank statement comes in because you are able to keep track of things in real-time.

Managing Work and Clients

If you are a freelancer or in a job that involves managing clients, bullet journaling can help. A bullet journal can help you keep track of every new and existing client and the work you have to do for them. Your bullet journal can serve as a personal record of your client’s every want and need. Then you can use the record to better your work and keep them satisfied. It can also help you stay on top of things by providing you with to-do lists and trackers for your weekly or monthly work goals. Through this, you’ll be able to anticipate how much your income for the month will be and adjust your budget accordingly. Your bullet journal can also help you stay on top of client payment schedules.

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Paying Off Your Loans

When you take on a loan, no matter the size, the most important things you need to remember are your payment schedule and to make monthly payments on time. It’s easy to follow this religiously in the beginning, but it’s even easier to fall behind. After a while, you may even feel like your loan repayments are never going to end. Bullet journaling can help you keep track of how many payments you’ve made, and the payments you have left. This is especially useful, as LoanMart Ohio explains that some lenders reduce payment and interest rates automatically each month if you never miss a payment.

Planning Purchases and Finances

Having a bullet journal with functional finance spreads will enable you to see how much money comes in and how much you spend each month. You can track your finances whether it is on rent, groceries, utilities, debt payments, or other monetary obligations. With this, you’ll be able to plan future purchases such as gifts, replacement appliances, and the like. You can plan these purchases without needing to get a loan, sacrificing rent, or taking some money out of your savings. Bullet journaling can be a useful tool when saving up. It is useful because it can help you determine how much money to take out of your income every month. Additionally, it can help you determine how long you should do it to be able to have enough money for a single purchase and especially big ones.

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Staying On Top of Bills

While traditional bullet journals are minimalist, you can release your creative juices. Additionally, you can dedicate a page or two to make a bills-tracking spread. This way, you can easily track whether or not you have paid each bill for each month, effectively keeping you from incurring late fees that could burden your income. If you refer to our post on the ‘22 Financial Tracking Layouts for your Bullet Journal’ you can find many layouts to inspire your own financial tracking spread. You can choose from having a unified monthly tracker that allows you to collate your bills or one that separates utilities, rent, and subscriptions.

Meet The Author

Annie Wu began bullet journaling in college to keep track of all her deadlines. She found that it was just too valuable a habit to kick. Since then, she’s used bullet journaling to keep up with work deadlines, bills, and important events. She works in a humdrum office job in the day and does some freelance writing on the side. She hopes to someday be able to leave her day job and instead write full-time.

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Bullet Journaling to Manage Your Mental Health

As you know, I am a huge proponent of self-care and mental health topics. I think that being aware and knowing how to take care of our mental health is hugely linked to other forms of well-being; however, are not taken as seriously as other forms of health. This post is an inspirational list of mental health bullet journal layouts. These include mental health trackers, self-care lists, gratitude pages, and other mental wellness related layouts. This post may contain affiliate links

Mental Health Tracking

My favorite part of this layout by @wild.woman.rising is that it is not only mental health tracking but also incorporates various forms of tracking like habits, sleep, etc.

This is a layout of my own which I created for a client, it’s a generic mood pixels layout but horizontal to fit into an A6 sized notebook!

This is another year in pixels created by Little Coffee Fox which I adore! I love the use of watercolor and how she only outlined the grid, it looks very nice!

This layout is a trigger tracker by @juliettestudios inspired by @lindsaybraman. I love this layout because it is not like most other mental health layouts. This layout is far more specific than most but SO useful.

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Bullet Journal Layouts to Help Manage Your Mental Health

This layout is another year in pixels by me. This particular one tracks 5 different moods.

This layout is another perfect example, by @akiyamahanayu, of a layout that incorporates not only mental health items as well as spending and other habits.

While a sleep log is not necessarily a mental health tracker per say. However, I am a strong believer that sleep affects mood and well-being so closely. For that reason, I have included sleep tracking into this post.

Mood trackers are incredibly popular in bullet journaling. What I like about this one by @bu.joos is that it is not a pixel grid but instead a line graph. I love this!

I love the very creative ways moods can be tracked. In this article are several examples. This one by @megobujos is a geometric mountain range.

This is one of my favorite layouts which I have done for a client. This one is in an A6 size notebook and looks so fun!

Bullet Journal Layouts to Help Manage Your Mental Health

Similarly to the above sleep log, this log is not necessarily about mental health but it includes tracking medication, sleep, and water. Also, this one was created in an A6 sized notebook.

This final mood tracker by @rachelbujo is beautiful. I love the wheel design, green color scheme, and natural vibe. A circle or wheel design is a fun way to track moods!

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Self-Care Layouts

Bullet Journal Layouts to Help Manage Your Mental Health

I am a huge proponent of self-care. Sometimes you don’t need a super intricate layout to incorporate self-care into your bullet journal. A simple list can be perfect.

This is a layout that takes a simple list of self-care ideas and ads cute doodles! Love this one by MissLouie.

Similar to the layout previously, this one by @mashaplans is a creative way to list self-care ideas!

I love this idea by Little Coffee Fox because of the creative alphabet twist! I think this layout can be so beneficial for someone who is struggling to come up with self-care ideas.

This self-care bullet journal layout is different than the ones previously mentioned. However, I love it! It’s such a simple idea and looks so clean. This page is a great layout by @hollylovesplanning.

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I know I have already shown a ton of self-care list layouts. BUT this one by the Bullet Journal Addict is so pretty so I wanted to share it too.

Gratitude Layouts

Bullet Journal Layouts to Help Manage Your Mental Health

I love gratitude layouts. I think the practice of gratitude is so important. Simply remembering good things can change your mindset for the better. This layout is a simple list page where you can add anything you want to the page that reminds you of things you are thankful for.

This gratitude tracker by @heartistic.jess is a fun twist on sunshine. Each day of the month you write something you are grateful for in one of the sunrays.



Other Mental Health Wellness Pages

This worry tree by @sparklymalarkey is unlike any layout I have seen previously. I love it for someone who might struggle with anxiety or someone who worries too much (aka me). I would love to learn more about the process of creating it!

Mindfulness is such a beautiful and useful idea and practice. Having a layout that helps you to be more mindful is an awesome idea! This page was made by @the.petite.planner and is so creative yet simple!

It is pretty common for people to incorporate quotes and motivational words into their bullet journal. I personally LOVE this concept. I personally have created pages to list positive and inspirational quotes. This page by Productive and Pretty is just like that, beautiful!

Similar to a gratitude list or a list of quotes, a list of items which make you happy is a fantastic idea for someone struggling with depression or any level of sadness. This one by @PassionPlanner is so beautiful.

https://littlecoffeefox.com/love-yourself-first-bullet-journal-self-care-spreads/

Here is a list of needs by Little Coffee Fox. I love this idea because it is so easy to forget to take care of our own needs!

Bullet Journal Layouts to Help Manage Your Mental Health

There are so many benefits of mindfulness and meditation tracking or listing out your meditation topics or experiences are great for your mental health. I love this idea by @bujo.casio.

These mental health pages are not for everyone, but for some people, it is a game changer. Want to check out more bullet journal layouts, check out my Instagram! Let me know what you are thinking in the comments below!

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Brain Dump Layout Inspiration for Bullet Journals

Do you ever have a ton of random thoughts that you just need to get out? The brain or mind dump layouts are exactly what you need! Have you ever used a dump layout in your bullet journal? In this article, I will explain what a brain dump page is, how to get started, and will show you some beautiful examples! This post may contain affiliate links

What Is a Brain Dump Layout

For those of you who do not use or do not know what a brain dump page is, it is exactly what it sounds. A brain dump page is used to dump a bunch of random ideas running around in your mind down onto paper. This page helps to remove mental chaos onto the page. These pages can be organized or random, and any design can be used.

This layout is meant to alleviate a cluttered mind and to help reorganize information. To do this, it is often helpful to write down all of your thoughts and then organize them into their proper place afterward. Sometimes thoughts become impossible to manage without visualizing them.

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How to Start a Mind Dump Page

Starting a brain dump page is simple. While, like any bullet journal layout, you have the option to add detail and thoroughly plan out your pages, for this one you do not have to. The easiest way to do a dump page is to throw a title at the top of the page and start scribbling down your notes.

My favorite way to organize a brain dump page as I go is to use a new color for each new thought. I have also seen layouts where a key is created for it, and a different symbol is used to identify different types of thoughts (i.e., stuff to look up, stuff to remember, stuff to do, etc.).

Another way to do a mind dump is like a mind map. If you never learned about mind mapping is works like a tree, you mark a main thought in the center then branch other thoughts off of the main thought.



Inspiration Gallery

Now that you understand the mind dump layout a little more, here is a bunch of brain dump inspiration from various bullet journalers.

by Boho Berry

Brain Dump Layout Inspiration for Bullet Journals

This is a great layout by BohoBerry! I love its simplicity.

by @sunshine.and.stationery

I love that this layout has been incorporating into a monthly layout! Wonderful work @sunshine.and.stationery!

by @bujoist

Brain Dump Layout Inspiration for Bullet Journals

How cute is this one by @bujoist!?

Watercolored Brain Dump & Notes

I am a huge fan of watercolor, I created this brain dump with watercolor pens and a Staedtler pen!

Mind Dump

Brain Dump Layout Inspiration for Bullet Journals

Here is one of my first braindump layouts. The layout didn’t get filled, but I needed to get some ideas down on paper!

Brain Dump by Mariam Poppins

My favorite part about this brain dump by Mariam Poppins is that is it categorized! I love a well-organized layout!

Colorful Mind Dump

Brain Dump Layout Inspiration for Bullet Journals

This layout is the perfect example of using colors to organize the page. Each new thought is represented by a different color.

by @seed_successful_you

This brain dump by @seed_successful_you is unique because of the lines that have been combo’ed with bullet thoughts. I love the details as well!

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by Space and Quiet

Brain Dump Layout Inspiration for Bullet Journals

This brain dump by SpaceandQuiet works similar to the mind map idea I mentioned before. It also provides checkboxes and plenty of open space!

Braindumps by Unknown Authors

I absolutely love this brain dump, but I cannot find the creator! I love how bold and creative the lettering is!

Brain Dump Layout Inspiration for Bullet Journals

All of the thoughts have been blurred from this one. Regardless, I love the incorporation of the brian doodle and quote. Again, I could not find the wonderful artist.

Videos & Brain Dump by @amandarachdoodles

This layout by @amandarachdoodles does an amazing job of using doodles, bullets, and categories!

Blog Dump

Brain Dump Layout Inspiration for Bullet Journals

If you haven’t read my post about my business bullet journal, this is my blog dump. It is simply a mind dump for my blog-related thoughts!

Brain Dump by Boho Berry

This last layout is a simple one by BohoBerry. I am a sucker for a good simple bullet journal layout!

These layouts are not for everyone, but for some people, it is a game changer. What are your thoughts about brain dump layouts? Do you like them or use them? Let me know what you are thinking in the comments below!

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June Bullet Journal Plan-With-Me | Minimal Aesthetic

For June 2018, I made some minor aesthetic changes to my bullet journal. The main changes were simplifications from what I was already using. Due to my packed June schedule, I found that it made sense to utilize a more minimal visual for this month’s layout. While functioning is still very much the same, there are fewer lines and no washi tape. This post may contain affiliate links

Theme | Minimal Aesthetic

I really struggled to come up with a useful theme for June’s bullet journal layout. With June being so busy and chaotic for me, I wanted something functional and easy to use. Because of this, I decided to just keep June’s layout as simple as possible. I removed all frills and stuck to clean lines. I actually prefer the changes I made and will most likely use them again in the future. Additionally, I chose to work with the orange Mildliner this month.

 

Layouts

As I have already mentioned, and as you can see, not much changed for this month’s layouts. Primarily they have just been simplified. The cover page or hello page is simply “June” written in a minimal cursive, sandwiched between two lines. There is no color.

The monthly layout is essentially the same except I removed the “goals” column and removed the box that once encapsulated the “to-do” column. Similarly, the weekly layout is incredibly similar to before; however, I titled the pages in a minimal cursive using the orange Mildliner and used a black Staedtler pigment liner to write in the daily titles. Additionally, I added a to-do on the right side instead of using washi tape or leaving it blank.

Want to keep up with my bullet journal daily? Follow my Instagram!!

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A Bullet Journal for Bujo Beginners | 10-Day Challenge

I was sitting at my desk the other day, looking at my list of bullet journal post ideas, trying to figure out what to post today. It occurred to me that I had not done a challenge in a while, nor had I addressed bullet journaling beginners. So today I will be challenging both beginners and pros (though this will be particularly helpful for beginners) to a 30-day bullet journaling challenge! Let’s get started!

Getting Prepared for the Challenge

Before you can begin this challenge you need a few things: a journaling notebook, colored pens or markers, other tools (stickers, washi tape, stamps, etc.). There are no specific tools that will work for everyone, some people might use a blank notebook and still others might use lined, gridlines, or dotted and that is okay! Below are my bullet journal tools of choice. You can also click here to read about the best bullet journal beginner’s notebook!


Now that we have everything we need, let’s start with day one.

Day One | Create A Plan Of Action

What is a plan of action you might ask? Well, you plan out your first few pages. For me, this means planning out the order of my started pages. My starter pages always include a title page, key, index, and year at a glance. Planning them does not necessarily mean finalizing them, but you can if you’d like. I like to at this point simply choose which pages are which (aka the order they will go in).

If you are not interested in using some of the starter pages I use, then do your own thing! Maybe add some list pages. Today is just for planning, so if all you do is pick some page types and order them, that is fine.

A Bullet Journal for Bujo Beginners | 10-Day Challenge

Day Two | Pick Your Symbols and Colors

Now we will tackle the key page. For some people, they choose to stick to the generic bullet journal key. Others, like me, like to go a little crazier and include additional symbols, rules, and colors. For some inspiration check out these bullet journal keys:

Day Three | Design Your Title Page

Today we will be designing your title page! Before you start designing your page, get inspired here. Next, be sure to start in pencil just in case you don’t end up liking it or in case of a spelling or positioning error. After the design is drafted completely in pencil you can finish it in black pen or color (or whatever else you want!).

Day Four | Design Your Key Page

For some people, this day will be easy, while for other’s it’s more complicated. It’s very important to draw this one out in pencil first and to have completed day two first. Once you know what you want on your key page, draw it up! Here is some inspiration

Day Five | To Index or Not to Index

Did you decide to include an index? If no, then today, design any other of your starter pages that you’ve planned. If yes, you need to design it. Do you need to manually number your page? Do you want to set aside several pages for the index or make it a broad index? I chose a two column, color-coded, multipage index.

Day Six | Take a Break

Designing your bullet journal pages is tedious and can easily burn you out if you don’t take some time off. So today, set aside your journal and spend some time taking care of yourself.

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Day Seven | Monthly? Weekly? Daily? Let’s Plan!

Today we are starting our regular planning pages. To do this you have to decide what pages will be included in your monthly, weekly, or daily planning. Head over to Pinterest for some inspiration. Today is a planning day so you don’t need to start a design, just have a general idea of what you want that layout to include (monthly title page, monthly calendar, goals, weekly spreads, daily spreads, mind dumps, financial planning, etc.) and how many pages it will require.

A Bullet Journal for Bujo Beginners | 10-Day Challenge

Day Eight | First Month Designing

Now that you’ve planned your monthly layout, design it. Just like before, start with pencil and get inspired! Check out these simple layout designs!

Day Nine | Catch-Up Design Day

Get caught behind the schedule? That’s understandable, I did too. Use today to catch up!

Day Ten | Use Your Journal!

Your journal is ready for use, so start using it!! At this point what you do with your journal is 100% up to you, no need for guidance. When it comes to using your journal from here on out, I suggest you take a few things into consideration.

What did you think of the challenge? Was it helpful? Let me know in the comments!

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